Our approach to financial planning
We believe a sound financial plan starts with understanding your situation. Our process emphasises personal consultations, transparency, and practical solutions. Every recommendation is tailored to ensure clarity and confidence.
Meet our team
Experienced and trusted specialists
Michael Turner
Lead Consultant
Education
Master of Finance, University of Sydney
Michael has guided clients for over 15 years, focusing on transparent financial planning and practical solutions.
Experience
Skills
Methods
Certifications
Sarah Bennett
Senior Advisor
Education
Bachelor of Commerce, Monash University
Sarah delivers practical, client-focused advice. With 12 years’ experience, she specialises in clear communication and ongoing support.
Experience
Skills
Methods
Certifications
David Singh
Financial Specialist
Education
Bachelor of Business, University of Melbourne
David emphasises ethical planning and detailed analysis, helping clients make informed choices with confidence and care.
Experience
Skills
Methods
Certifications
Emily Grant
Client Advisor
Education
Bachelor of Finance, University of Queensland
Emily brings a client-first mindset and attention to detail. She’s known for building trust and ensuring clients understand every option.
Experience
Skills
Methods
Certifications
How our planning process works
We guide you through each stage with clarity, transparency, and ongoing support to ensure your financial needs are met.
Initial consultation and needs assessment
Meet with our advisor to discuss your current situation, goals, and any concerns. We listen carefully to understand what matters most to you.
Your goals
Clarify your objectives and priorities.
What we do
We ask targeted questions and review any documents you provide. This helps us create a clear picture of your financial environment.
How we do it
Through open discussion and analysis, we clarify your needs and gather all essential information to move forward.
Tools we use
Consultations, document review, and checklists
What you receive
A summary of your goals and identified needs
Detailed plan development
Our team prepares practical recommendations based on the information you’ve shared, focusing on transparency and clarity.
Your goals
Develop tailored recommendations for your situation.
What we do
We analyse your needs, consider relevant factors, and outline a plan that addresses both immediate and long-term objectives.
How we do it
Using analytical tools and professional experience, we create clear, actionable steps and discuss possible outcomes.
Tools we use
Analysis software, planning templates, professional insights
What you receive
Draft plan and recommendations summary
Presentation and discussion of recommendations
We present our recommendations, explain their rationale, and discuss options with you in detail so you can make informed choices.
Your goals
Ensure you understand your options clearly.
What we do
We meet with you to review the proposed plan, answer questions, and adjust recommendations if needed.
How we do it
Interactive sessions using clear language and supporting documents help clarify each point and address your concerns.
Tools we use
Presentation materials, discussion guides
What you receive
Final plan, supporting documents
Ongoing support and plan review
After implementation, we provide follow-up sessions to review progress and update recommendations as your needs change.
Your goals
Keep your plan relevant and responsive to change.
What we do
We check in regularly, answer new questions, and adapt your plan to reflect any changes in your circumstances.
How we do it
Scheduled reviews and ongoing communication ensure your plan remains effective.
Tools we use
Progress tracking, communication tools
What you receive
Updated recommendations and progress reports
How gilivoriox compares to others
See the difference in personalised attention, transparency, and ongoing support.
| Features | gilivoriox | Typical provider | Online-only service |
|---|---|---|---|
| Personal consultations always included | Yes, always | Sometimes | Rarely |
| Transparent fees and clear terms | Full clarity | Varies | Often unclear |
| Ongoing support and regular reviews | Continual care | Occasional | None |
| Experienced, qualified consultants | Dedicated team | Mixed | Unverified |